Child Tax Credit

Help is here for working and low-income families with kids. The American Rescue Plan expanded the child tax credit to help families make ends meet. President Biden’s American Families Plan calls for extending this tax relief for years and years. I pledge my support to work with Congress to make this a permanent benefit.


“Though our economy is improving and we’re gaining the upper hand over COVID-19, families across the country are still hurting,” said Rep. Costa. “These payments will put more money in the pockets of nearly 60,000 hardworking parents in my district, providing them the support they need to build better lives for themselves and their families.” - Representative Jim Costa (CA-16)


What is the Child Tax Credit (CTC)? 

The American Rescue Plan expanded the Child Tax Credit to up to $3,600 ($300/month) per child for children ages 0 to 5 and $3,000 ($250/month) per child for children ages 6 to 17. The CTC is fully refundable and eliminates earnings requirements. Previously, low-income families did not get the same amount or any of the Child Tax Credit. 


How will this benefit CA-16?

The expanded and improved Child Tax Credit is a historic change that is a lifeline to the middle class and cuts child poverty

  • Nearly 95.5% of all children (215,000) in my district will be eligible. 

  • The average benefit for 58,300 households is $3,900.

  • The expanded and improved Child Tax Credit will lift 27,300 children in my district out of poverty


Who is eligible? 

Nearly all families with kids will qualify. Some income limitations apply. For example, only couples making less than $150,000 and single parents (also called Head of Household) making less than $112,500 will qualify for the additional 2021 Child Tax Credit amounts.

Families with high incomes may receive a smaller credit or may not qualify for any credit at all. Check if you're eligible, use the Eligibility Assistant. If you have any questions about your unique circumstances, visit

Source: The White House


How to qualify for the Child Tax Credit? 

In order to qualify, you and your spouse, if you filed a joint return — must have:

  • Your 2019 or 2020 tax return and claimed the Child Tax Credit on the return; or

  • Given us your information in 2020 to receive the Economic Impact Payment using the Non-Filers: Enter Payment Info Here tool; and

  • A main home in the United States for more than half the year (the 50 states and the District of Columbia) or file a joint return with a spouse who has a main home in the United States for more than half the year; and

  • A qualifying child who is under age 18 at the end of 2021 and who has a valid Social Security number; and

  • Made less than certain income limits.


When will payments be disbursed? 

To get money to families sooner, the IRS will send you half of your 2021 Child Tax Credit this year, starting in July.  You’ll get the remainder of the credit when you file your taxes next year.


Why is this important, and how will this benefit your family? 

The Child Tax Credit will help set America’s children up for success and put more money in the pockets of hardworking parents, to pay for child care or put gas in the car so they can go to work and help fuel our economy while building better lives for their families. The CTC is estimated to cut child poverty in the United States by half


Where will the IRS send your money?

The IRS will send your payments by direct deposit to the bank account they have on file. If they don’t have bank account information for you, a check will be mailed to you.

You can add or change your bank account information through the IRS’s Child Tax Credit Update Portal. Due to processing times, changes might not be reflected immediately on your next payment.

Source: The White House


Having issues receiving your payment?

If you haven't received your payments and think you are eligible, call my Fresno office at (559) 495-1620 or Merced office at (209) 384-1620.